Privacy Policy

Please be aware that for quality assurance and training purposes, all calls with the company may be recorded or monitored.

This Privacy Policy is applicable to www.860sun.com, owned and operated by LeadtreeUSA, Inc. (“Company”). It outlines the collection and use of personal information on our site. By using this site, you consent to this Privacy Policy, including information use and disclosure as described herein.

Arbitration Agreement: Note the binding arbitration agreement in our Online Terms of Service, impacting legal rights. Disputes concerning information and site use, including Privacy matters, are resolved through binding arbitration, not in court. Opt-out rights are available.

Collection and Use of Personal Information: We collect contact information, financial details, log data, and usage data when you sign up, contact us, or visit our website. This information is used for communication, service provision, and marketing.

Information Obtained from Third Parties: We may merge customer-provided data with marketing data from third parties to offer personalized services. Information sharing adheres to legal regulations.

Sharing of Information: Financial and credit information may be shared with affiliated companies for prescreening purposes. Information may be disclosed for transactions, contractual obligations, or to service providers as permitted by law. Opt-out options are available. By providing personal information on or through the Website, or in connection
with services provided by LeadtreeUSA, Inc. thereon or in connection therewith, you
agree that:

• All the information you have provided is true and correct to the best of your knowledge;
• You are allowing LeadtreeUSA, Inc. and ANY third-party partners of LeadtreeUSA,
Inc. to contact you about products or services; and
• LeadtreeUSA, Inc. may buy, sell, rent, lease, share or provide other trusted third-party
companies of LeadtreeUSA, Inc. the information that you provided on this Website.

Cookies and Tracking Technologies: We use cookies and log files for website analysis. You can control cookie use at the browser level, but disabling cookies may limit certain features.

To the extent that third-parties may place advertising on the Website, such third parties may utilize cookies or other tracking technologies. We are not responsible for information collected by third parties in this manner, nor for the Credit Implications.

The operator of this website does not make any credit decisions however, to allow us to connect you with the best partner based on your unique level of unsecured debt, we may conduct a soft inquiry on your credit. Independent, participating debt relief companies and marketing partners that you might be connected with may also perform credit checks in the form of a soft pull or hard pull with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine creditworthiness, credit standing and/or credit capacity. A soft pull is a type of credit inquiry that does not affect your credit score or appear on your credit report viewed by the debt relief companies/marketing partners. These soft pulls are conducted to assess your current financial situation and aid in the eligibility process. Please note that soft pulls are different from hard pulls, which can impact your credit score. By submitting your information, you agree to allow participating debt relief companies to verify your information and check your credit. Debt relief provided by independent, participating partners in our network are designed to provide debt relief services to you.

Correcting and Updating Information: Upon request, we provide information about held personal data. Requests for correction, deletion, or non-sharing can be made to help@860sun.com.

Data Retention: Information is retained while your account is active or as needed for legal obligations, dispute resolution, and contract enforcement.

Links to Other Websites: Our site may link to other sites with different privacy practices. Please review their privacy statements.

Security: We follow industry standards to protect personal information. Security measures are in place, though no online data transmission is 100% secure.

Notice to California Residents: California residents have additional rights. Refer to www.860sun.com’s California Privacy Notice for details.

Notice to Vermont Residents: Accounts with Vermont billing addresses are treated to limit information sharing as per regulations.

Notice to Nevada Residents: Nevada residents may request inclusion in our internal Do Not Call List by contacting help@860sun.com.

Notice to Users Outside the United States: This policy covers information collected in the United States. International users acknowledge data transfer to the United States.

Protecting Children’s Privacy Online: The site is not directed to individuals under 13. Do not provide personal information. Contact us if mistakenly received.

Practices for Contacting You: LeadtreeUSA, Inc. values transparent advertising practices. We do not make unsolicited “cold calls.” If in doubt, call us directly.

Contact Information: For inquiries, contact help@860sun.com or write to LeadtreeUSA, Inc., 1603 Capitol Ave. Suite 413 C1159, Cheyenne, WY 82001.

Notification of Privacy Statement Changes: The Website’s policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at LeadtreeUSA, Inc. sole and absolute discretion. Changes to this Policy will be posted on the Website and LeadtreeUSA, Inc. will revise the “Effective” date at the top of this Policy. You should review this Policy each time you access the Website. If LeadtreeUSA, Inc. makes any material changes in the way it collects, uses, and/or shares personal information that may impact you, LeadtreeUSA, Inc. will notify you by prominently posting notice of the changes on this Website.